'Scant bipartisanship' not enough to end 'political war over Obamacare'

November 8, 2017

“To the extent that these plans achieve their intent — which is, in some ways, to offer pared-down, cheaper coverage — it would be appealing to healthy individuals,” Yelowitz said. “What that does, in turn, is exacerbate what economists call an adverse selection death spiral, something that I believe is already happening. Premiums will fall for healthier individuals because they can purchase less comprehensive coverage with lower expected costs and because the mix of people in the pared-down plans is healthier. That leaves sicker individuals in plans available through the health insurance marketplace.”